It seems that beauty treatments are one of those rare "recession proof" commodities that Americans love. But what happens when that love goes away? Like in 2009, when a 14 year old Florida girl went in to a beauty salon to have her hair dyed blue, and came out with third-degree burns and bald patches. Her parents spent $85,000 in medical expenses and surgical procedures, and turned around and sued the salon for negligence and pain and suffering. It turned out a stylist had not followed the product directions.
While you may have faithful customers and always follow directions, accidents happen all the time. While you focus on your customers and your business, it's important to have the right beauty salon insurance to protect you from financial losses.
Hair Salon Insurance Is Important
Salon Insurance for Salon Owners
If you are like the majority of salon owners, your small business is your livelihood. Whether you are just getting started or beginning to expand to new locations, you need the right beauty salon business insurance to keep your investment secure.
Whether you own a hair salon, nail salon, spa, or provide a variety of esthetician services, you will need these three types of beauty salon insurance:
Common Salon Insurance Issues
There are several additional considerations for salon owners, depending upon the nature of the salon and the services offered.
Nail Salon Insurance
Because of the sharp tools, chemicals, and extended contact necessary for most manicures and pedicures, it is essential to have the right nail salon insurance to protect your business. Some special considerations for nail salon owners include:
Special Salon Insurance
Depending on the types of services you provide, you may need some or all of the following types of insurance for beauty salons:
Jon Jepsen of SentryWest Insurance Services is a Trusted Choice© insurance agenct in Salt Lake City, UT.
3860 S 2300 E
Salt Lake City, UT 84109